Mortgage Financing Options - Current Mortgage Rates Lowest in 50 Years
This is a good time to review your current mortgage financing and the options available for refinancing in the Pittsburgh area. Maybe you can reduce your interest expense, consolidate credit card debt and redirect the savings to your retirement funds.
Have you taken a look at the current mortgage rates? We thought it would be a good time just to let you know that mortgage rates are at their lowest in 50 years with average rates of 4.84% for a 30-year fixed mortgage loan and 4.24% for a 15-year fixed rate loan (as of May 20, 2010).1
Have you considered refinancing your current loan or obtaining new financing? We can help you do that. We have a business relationship with a licensed mortgage company and we have been providing this service to our clients for many years. We view mortgage analysis and recommendations as central aspects of comprehensive financial planning. Decisions regarding personal real estate and mortgage options have direct implications on cash flow, risk management, asset accumulation, retirement and legacy planning.
We can help you reduce your high interest rate mortgage. By reducing your interest expense, you'll have more money to:
- Enhance your lifestyle.
- Build more wealth for the future.
- Travel.
- Buy a vacation home.
- Fund a Health Savings Account (HSA).
- Use for home renovations.
- Fund higher education costs.
- Invest for retirement.
We can arrange residential, commercial, mixed-use, investment and second home loans. We can arrange first and second mortgages and equity loans. There are no application fees. Turnaround time is approximately 48 hours for pre-approval.
We believe everyone should review his or her financial situation periodically. Maybe you can consolidate credit card debt and restructure your real estate financing. This could lower your monthly payments and downsize your interest expense. You could then accelerate your principal payments to pay off your debt early; or you can decide what you want to do with the savings. Perhaps you may want to redirect the savings to your retirement funds.
You owe it to yourself to keep as much of your hard earned money as possible. Don't pay the bank anymore than you have to. Decisions regarding personal real estate and mortgage financing can impact virtually every other aspect of your financial situation.
1Freddie Mac Mortgage Market Survey
We are available to personally consult with you before you obtain new financing and to review your current mortgage financing.
Here is a partial list of some of the Pittsburgh Area communities that we serve:
Baldwin, Bentleyville, Bethel Park, Bridgeville, Canonsburg, Carnegie, Cecil, Claysville, Eighty Four, Finleyville, Green Hills, Heidelberg, Hendersonville, Houston, Jefferson Hills, Lawrence, Library, Marianna, McDonald, McMurray, Meadow Lands, Mt. Lebanon, North Strabane, Oakdale, Peters, Pittsburgh, Pleasant Hills, Scott Township, South Park, South Strabane, Thompsonville, Upper St. Clair, Venetia, Venice, Washington, West Alexander, Whitehall.
Please feel free to call us. Our office is located near Pittsburgh, Pennsylvania on Washington Road (Rt. 19) in South Strabane Township. We would look forward to meeting you!
W.E. Griffith & Associates, LLC
1150 Washington Road, Suite 200
Washington, PA 15301
Phone 724-228-3440 Fax 724-228-3442
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